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Our Simple 5 Step Claims Process
Step 1 | FILE A CLAIM
After inspecting the property & finding adequate damage that insurance may cover, we would help call in a claim with you immediately!
Step 2 | ADJUSTMENT SCHEDULED
Once a claim is filed, an insurance adjuster is attached to your claim & will reach out to you within a few days to a few weeks attempting to schedule an inspection to review/document the damage. They’ll be the primary point of contact through out the entire claim process. ***When your adjuster schedules the inspection, please provide us with the date & time for us to be present during the inspection (this is crucial)!***
Step 3 | ADJUSTMENT / INSPECTION
The adjuster will arrive on the property to inspect the damage claimed to be found. After thoroughly inspecting & documenting the damage found, the adjuster will compile the information & send it off for approval or denial. ***Sometimes a answer will be provided on site.***
Step 4 | APPROVAL / DENIAL
An answer should be provided by the adjuster shortly after the adjustment/inspection. Most of the time this is within 72-hours.
Step 5 | SCOPE & FUNDS
If your claim is approved, you’ll receive a “scope” from the adjuster by email or mail. This scope explains what was covered & how much your insurance company is willing to pay for the damages.
Funds:
You’ll receive 2 separate payments from the insurance by check or direct deposit (most of the time). The first sum of money will be delivered at the same time as the scope. The second sum of money will be delivered once proof of the work being completed is provided to the adjuster.
Your Insurance Covers Everything
Except Your Deductible
When storm damage hits, most homeowners don’t realize just how much their insurance actually covers. At RID-ICK Roofing, we specialize in turning stressful insurance claims into smooth, fully managed projects — so you get a brand-new roof, gutters, or repairs with little out of pocket beyond your deductible.
🚫If Your Roof Does Not Qualify For An Insurance Claim - We Will Not Help Submit A Claim To Insurance - You Must Have Storm Damage To Qualify🚫
Here’s the Truth About Roof Claims
Your homeowners insurance is designed to restore your property to pre-storm condition — and that includes:
- ✅ Full roof replacement (if damage meets claim criteria)
- ✅ Gutters, downspouts, fascia, and soffit
- ✅ Interior repairs from roof leaks
- ✅ Emergency tarping or mitigation if needed
Once your claim is approved, the insurance company pays for everything else — materials, labor, permits, and cleanup — you only cover the deductible.
How RID-ICK Makes It Easy
1️⃣ Free Storm Inspection & Documentation — We find and photograph all damage before you file.
2️⃣ Claim Guidance — We walk you through every call and form so it’s done right the first time.
3️⃣ Adjuster Meeting — We meet your adjuster on-site to ensure no damage is overlooked.
4️⃣ Full Roof Replacement — Using premium Owens Corning® materials with lifetime protection.
5️⃣ No-Stress Process — You stay informed, we handle everything.
Why Homeowners Choose RID-ICK
✅ Insurance Claim Experts — We speak their language so you get approved faster.
✅ Transparent Communication — Every step documented and explained.
✅ No Surprise Costs — You only pay your deductible.
✅ Fast Turnaround — Most projects completed within days of claim approval.
Insurance Claim Form
We’ll Reach Out Within 24 Hours!
No Obligation - Zero Stress - 100% Accurate Quote
